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NEWS

March 2008

The Covenant releases STATReview ®
March 2008

The Covenant announces Network Management Services agreement with Casualty Management Network
March 2008

The Covenant and Golden Triangle Specialty Network are pleased to announce the completion of a national agreement
January 2008

The Covenant announces the appointment of Carl J. Papp, CLU
January 2008

The Covenant announces the appointment of Diane Borski as Executive Vice President, Director of Operations
November 2007

The Covenant and ChiroSource, Inc. are pleased to announce the completion of a national agreement.
October 2007

The Covenant announces partnership with Dr. Bill Exchange.
August 2007

The Covenant announces agreement with PTPN.
May 2007

Advanced Processing Group, Inc., Amersys, Inc. and The Covenant have agreed to merge becoming The Covenant Companies.
April 2007

The Covenant Acquires Interest in Valley Provider Network
March 2007

The Covenant Announces Agreement with LifeTrac
January 2007

The Covenant announces expansion of its national network with a radiology agreement with AllRad Direct, a leading national diagnostic services company. January 2006

Baptist Health System of East Tennessee has sold its insurance arm, The Initial Group, to a Houston and Nashville healthcare company. January 2005

The Covenant acquires Arete USA, LLC a healthcare technology company domiciled in Scottsdale Arizona.

Covenant Specialty Analytics


SPECIALTY REVIEW SOLUTIONS

Covenant Specialty provides Bill Review Analytics that are innovative, comprehensive, "worry-free" a true healthcare cost containment solution for our clients. Data benchmarking designed to maximize savings while minimizing provider challenges. Our focus, experience, and accomplishments in the area of specialty review are unprecedented as confirmed by an ever broadening client base. Covenant Specialty Analytics successful claim transaction cycle consists of the following key components:

WORK PRODUCT

Reviews performed based on automated objective benchmarks and standards

Third party data utilized derived from over 20 million claim transactions

Proprietary provider specific payment, cost and reimbursement criterion

Financial, medical, and legal considerations integrated in each review

Average savings 58% on penetration rate of 98% of claims received

EXEMPLARY CLIENT SERVICE

Turn-around times contractually guaranteed

Toll free phone line provided at no cost to our clients

Proactive and professional response time for all provider appeals

Client directed resolution "tenacity" levels ensures client comfort

APPEALS / LEGAL UNIT

Multi-discipline team of nurses, physicians, attorneys and negotiators

Legal escrow reserve fund sustained via a set percentage of all review fees

Retrospective negotiated settlement process utilized

Clients reimbursed at rate for supplemental settlement payments

"Tail coverage" offered for reviews affected by reinsurer carrier changes

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The Covenant Companies
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